I have a friend. He saves all of his money. He only spends his money on the bare necessities. He has never gone beyond 100 miles of his hometown. The only time he has spent his money "unnecessarily" is when someone else needs his help. My friend has saved quite a lot of money, taken very little risk and has avoided, as much as possible, anything that would potentially cause him bodily harm. He has a lot of money, but very few memories.
I have another friend. He works hard and plays hard. He spends his days off water skiing, hiking and camping. Every chance he gets, he travels to a new destination. He has lived throughout the United States. He has saved very little money, but has a lot of memories..
I don't condone one way of living over the other. I also understand the lives of my two friends are not completely exclusive. II have my own preference of the life I want to live and those who know me understand which I prefer. Which of my friends' lives would you prefer?